Subject to the Terms and Conditions (the “Terms”), Smfp provides this website, services, products and content (collectively, the “Site”) to you. Your access or use of the Site constitutes your agreement to all such terms, conditions, policies, rules, procedures and notices (collectively, the “Agreement”). If you do not agree, you may not access or use the Site. These Terms, and the Site, may be updated from time to time without notice to you.


Smfp provides you with access to purchase a collection of resources, products and services through this website (the “Service”). Unless explicitly stated otherwise, any updates, new features or new products shall be subject to the Terms. You understand and agree that the Service is provided “AS-IS” and that Smfp assumes no responsibility for the timeliness, deletion, mis-delivery of its products or failure to store any user communications, subscription or user setting.


Smfp reserves the right at any time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Smfp shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.

Smfp may change, add or remove any part of this Agreement, or any other terms associated with the use of the site, at any time. Any changes shall become part of the Agreement and shall apply as soon as such a notice is posted. By continuing to use Smfp after the notice is posted, you are indicating your acceptance of those changes.


Smfp offers a 7 Day Money Back Guarantee. Subscriptions will only renew automatically if the subscriber checks the “Automatic renewal” check box.

  • Subscription renewals are automatically processed either annually on the anniversary of your original purchase, or monthly, depending on the type of subscription plan you have purchased. The license renewal will continue and remain valid for term chosen unless the subscription is cancelled prior to the renewal date.
  • You may cancel your subscription at any time by emailing info@Smfp.com.au. If you choose to cancel your subscription you will no longer receive updates and support.
  • The renewal price will be the price published at the time of initial purchase, exclusive of any discounts.
  • Grandfathered pricing: If you choose to cancel your subscription, and your renewal price is lower than the current listed price for your license (a “grandfathered” price), the lower renewal price will no longer be available to you.
  • If you choose to renew your subscription after it has been cancelled and your license has expired, you will be charged the current listed price for your license. We cannot apply older or grandfathered pricing to your new renewal purchase.


Your correspondence or business dealings with, or participation in promotions of, sponsors, third parties or advertisers found on or through the Service, including payment and delivery of related goods or services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between you and such sponsor, third party or advertiser. You agree that Smfp shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as a result of the presence of such sponsors, third parties or advertisers on the Service.


Smfp may provide, or third parties may provide, links to other web sites or resources. Because Smfp has no control over such sites and resources, you acknowledge and agree that Smfp is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, accuracy, quality, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Smfp shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.


You expressly agree that:

  • Your use of the service is at your sole risk. the service is provided on an “as is” and “as available” basis. Smfp expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
  • Smfp makes no warranty that (i) the service will meet your requirements, (ii) the service will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of the service will be accurate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through the service will meet your expectations, (v) any errors in the software will be corrected, (vi) or that this web site, its content, products and the servers on which the web site, products and content are available, free of viruses or other harmful components.
  • Any material downloaded or otherwise obtained through the use of the service is done at your own discretion and risk and that you will be solely responsible for any damage to your computer system or loss of data that results from the download of any such material.
  • No advice or information, whether oral or written, obtained by you from Smfp or through or from the service shall create any warranty not expressly stated in the terms.
  • This web site may contain various combinations of text, images, audiovisual productions, opinions, statements, facts, articles, or other information created by Smfp or by third-parties. due to the number of sources from which content in this site is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in such content. accordingly, such content is for your reference only and should not be relied upon by you for any purpose.
  • Information, products and/or created by third parties that you may access on the site or through links is not adopted or endorsed by Smfp and remains the responsibility of such third parties.


You expressly understand and agree that in no event shall Smfp or its owners, officers, directors, employees, agents, successors, subsidiaries, affiliates, distributors or third parties providing information on this site be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Smfp has been advised of the possibility of such damages). this paragraph shall also apply to;

  • the use or the inability to use the service;
  • the cost of procurement of substitute goods and services resulting from any goods, data, information, products or services purchased or obtained or messages received or transactions entered into through or from the service;
  • unauthorized access to or alteration of your transmissions or data;
  • statements or conduct of any third party on the service;
  • or any other matter relating to the service.


some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. accordingly, some of the above limitations of sections 6 and 7 may not apply to you.


All materials on this site (”Online Materials”), including, without limitation, names, logos, trademarks, service marks, images, articles, columns, graphics, photographs, illustrations, artwork, blog posts, audio clips, themes, video clips, software, and other elements making up the Service are protected by copyrights, trademarks and other intellectual property rights owned and controlled by Smfp or by other 3rd parties. Except as specifically provided herein, no Online Materials may be copied, reproduced, republished, downloaded, posted, transmitted, distributed, or resold in any way, or otherwise used for any purpose, without the prior written permission of Smfp or the respective owners. Unless otherwise specifically allowed by these Terms, you may not add, delete, distort, or otherwise modify the content or the products provided by this site. Any unauthorized attempt to modify any Online Material, to defeat security features, or to utilize this site for other than its intended purposes is strictly prohibited.

Smfp and its respective logos, product names and service names are trademarks of Smfp. All other trademarks appearing on the Site are trademarks of their respective owners and our reference to them does not imply or indicate any approval or endorsement by their owners unless such approval or endorsement is expressly made.


This is generl information only and does not take into account your personal circumstances. Consult a licenced or authorised financial planner before taking any action.



The failure of Smfp to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any provision of the Terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of the Terms remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Service or the Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.


You agree to indemnify, defend and hold Smfp harmless from any claims and expenses, including reasonable attorneys’ fees, arising from or related to any breach by you of any terms of this Agreement.


You may not use the Smfp site, content, products or services for any illegal purpose or in any manner inconsistent with these Terms. You agree to use your Smfp membership solely for your own use and purposes and not for resale or other transfer or disposition to any other person or entity.


If any provision of this Agreement is found invalid or unenforceable, the provision will be enforced to the maximum extent permissible and the other provisions of this Agreement will remain in force.


This Agreement will be governed by the laws of Australia. Any dispute arising from the terms of this agreement or breach of this agreement will be governed by the laws of Australia and you agree to personal jurisdiction by the state and federal courts sitting in Australia.


Smfp reserves the right to refuse, terminate, or restrict service to any user for any reason or no reason at all.


The section titles in the Terms are for convenience only and have no legal or contractual effect.


All content found on the Smfp site is the property of Smfp and may not be redistributed without permission or consent.


Smfp reserves the right to modify, change, cancel or upgrade a plugin subscription and/or license key without prior notice or consent. Prices of all products are subject to change without prior notice or consent.


Smfp may occasionally send you emails related to your subscription. We may also send you occasional email newsletters relating to product updates, promotions and the like. We will never sell or release your email to any third party vendors. You may opt out of these emails at any time without penalty.


This Agreement constitutes the entire agreement between you and Smfp and govern your use of the Service.